Getting Maryland Car Insurance



How to Find Maryland Car Insurance Quotes


Things to Consider in Purchasing Car Insurance in Maryland


The estimated car insurance premium in the State of Maryland is $1,805.24. The amount further increases with Maryland cities including Columbia and Baltimore, which has an average premium of $1,966.08 and $2,496.64 respectively. However, there is a way of finding cheap car insurance in Maryland if only you know the basic minimum requirement set by the State.


Maryland car insurance requirements set the minimum bodily injury liability to $30,000 per injured person and sum of $60,000 per accident. The property damage liability is set at a minimum of $15,000, which gives you the figures of 30/60/15. Moreover, those who wish to purchase personal injury protection may purchase a car insurance coverage with a $2,500 limit while those who wish to purchase uninsured motorist property damage may purchase a car insurance coverage with a $15,000 limit. Both are not mandated by law, but are a good option to consider for those who wish to secure their safety along the road.


Maryland car insurance companies are well aware of these minimal requirements, but may charge you a different rate of premium depending on your classifications. Expect higher premiums for those with tainted driving records, individuals under the age of 25 or over 50, and those who are driving luxury and very old models of vehicles. It is best to shop around and ask your friends about the most popular car insurance companies to find the perfect deal. Do not be in a rush and plan this carefully because the Maryland car insurance company you may be dealing with can bring either your relief or inconvenience in the future.














Getting Maryland Car Insurance | Maryland Car Insurance Quotes and Companies | Car Insurance in Maryland